We are THE PREMIERE REAL ESTATE TEAM. We are not separate individual Realtors working alone- We are here to serve you as a combined unit that will ultimately lead you to your intended goals.
Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like.
As a top Washington/Ozaukee area Realtor, here is how we will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest:
- You will have full access to ALL homes available on the market, even listings not yet on the MLS, through our professional real estate affiliations.
- Our expert local knowledge of the area should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more.
- Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even one neighborhood to the next. It's our job to steer you into opportunities and out of traps.
- What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? We help home buyers make decisions like this every day, and we'll make sure that YOU get the best value for your money.
- Negotiating with sellers can be stressful. We will help you negotiate, so that the final contract includes your best possible terms and conditions.
- You should know absolutely everything about the property you are buying! We will view every home that you are interested in, together. And prior to closing we will make you fully aware of any and all inspections available to you.
- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. We will give you the full benefit of my real estate knowledge and experience.
Let us represent your best interests in your search for a new home in the area. While you can see a million homes on the web, actually buying your home is another matter entirely. Buyers beware!
Call or email us for help, or to have your questions answered. There are no dumb questions!
Important information for Buyers
10 Steps to Home Ownership! Systematic steps to help you buy your home
1. Are You Ready?
2. Knowledge and experience are the keys to successful real estate transactions.
3. One of the keys to making the homebuying process easier and more understandable is planning. In doing so, you'll be able to anticipate requests from lenders, lawyers and a host of other professionals. Furthermore, planning will help you discover valuable shortcuts in the homebuying process.
4. Do You Know What You Want? Whether you are a first-time homebuyer or entering the marketplace as a repeat buyer, you need to ask why you want to buy. Are you planning to move to a new community due to a lifestyle change or is buying an option and not a requirement? What would you like in terms of real estate that you do not now have? Do you have a purchasing timeframe?
5. Whatever your answers, the more you know about the real estate marketplace, the more likely you are to effectively define your goals. As an interesting exercise, it can be worthwhile to look at the questions above and to then discuss them in detail when meeting with local agents.
6. Do You Have The Money? Homes and financing are closely intertwined. (Financing is the difference between the purchase price and the downpayment, commonly referred to as debt or the mortgage.) The good news is that over the years new and innovative loan programs have evolved which require a 5 percent downpayment or less. In fact, a number of programs now allow purchasers to buy real estate with nothing down.
7. In addition to a down payment, purchasers also need cash for closing costs (the final costs associated with closing the loan). Several newly emerging loan programs not only allow the purchase of a home with no money down, but also underwrite closing costs.
8. Not everyone, however, elects to purchase with little or no money down. Less money down means higher monthly mortgage payments, so most homebuyers choose to buy with some cash up front.
9. As to closing costs, in markets where buyers have leverage, it may be possible to negotiate an offer for a home that requires the owner to pay some or all of your settlement expenses.
10. Is Your Financial House in Order? Those great loans with little or nothing down are not available to everyone: You need good credit. For at least one year prior to purchasing a home, you should assure that every credit card bill, rent check, car payment and other debt is paid in full and on time.
The Capitol Group Real Estate and Development LLC. 9730 N. Granville Rd. Suite D Mequon, WI, 53097 Phone (262) 242-1575 Fax (262) 242-1526 E-MAIL INFO@CAPITOLRE.COM WWW.CAPITOLRE.COM
